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Make Smarter Credit Decisions in Real-Time
Your next-generation credit bureau for the Philippines.
Integrate smarter, faster, and more inclusive credit solutions with low-code API integration that gets you up and running in days. Leverage AI-driven insights, alternative credit data, and real-time accuracy to go beyond traditional reporting—making every decision smarter, safer, and easier for your institution.
Solutions Tailored for Every Financial Institution
Helping You Make Secure, Inclusive, and Efficient Data-Driven Credit Decisions
We Redefine Credit Decisions with AI-Powered Insights.
Go Beyond Traditional Credit Reporting with Expanded Data Insights
Tap into new market segments by leveraging a more holistic data set that includes non-traditional financial behaviors, allowing institutions to expand their reach into the unbanked market.
Customize Your Credit Scoring with Joint Modeling Services
Achieve precision and relevance in credit risk management by using tailored models designed specifically for your institution’s risk appetite, loan types, and market demands.
Seamless, API-Ready Integration for Real-Time Insights
Streamline your processes with a fast, agile solution that reduces manual work, enhances efficiency, and ensures regulatory compliance.
Serving Traditional Banks, Fintech Lenders, MSMEs, and Rural Banks
Get all the tools you need to navigate the complexities of the modern financial ecosystem.
Access comprehensive credit reporting for accurate risk management.
Serve larger markets, including underserved communities, with tailored credit solutions.
Turn data into ready-to-use insights for automated lending decisions.
Plug-and-play integration to scale your business securely with a real-time growing database.
Bridging the Gap Between Traditional Finance and Digital Innovation
We combine traditional and alternative data with innovative credit risk decisioning to protect financial institutions while enabling fair credit access for every Filipino, regardless of their financial history.
Financial Inclusion for All
Empowering the unbanked with access to credit.
Unified Digital Identities
Streamline fragmented ID systems for seamless credit evaluation.
Data-Driven Lending Decisions
Use advanced analytics to make more informed and secure credit decisions.
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